Prototype Claims

404-692-3349

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Empowering you with claim solutions.

Let us champion your claim rights today.

Never navigate your insurance claim alone—consulting a professional can make all the difference. Without expert guidance, you could unknowingly settle for thousands less than what you’re truly owed. That’s why it’s critical to have experienced professionals on your side, ensuring your claim is handled correctly. Your home or business deserves to be fully restored to its original value—don’t accept anything less!

As a homeowner, one of the most stressful situations you can encounter is dealing with insurance claims for damages to your property. The process is often complex, time-consuming, and frustrating. That’s where Prototype Claims comes in to simplify the entire claims process for you.

Opportunities 2

Stop The Cycle

Let Prototype Claims negotiate on your behalf.

Insurance carriers count on your frustration and lack of policy knowledge. Don’t leave money on the table. Protect your insurance claim with Prototype Claims. We specialize in maximizing settlements for water, fire, storm, and property damage claims.

Learn More

🔥 Fire & Smoke Damage – Devastating, Costly, and Complicated to Claim 🔥

Few disasters are as destructive as fire and smoke damage, leaving homeowners and business owners with devastating losses and an overwhelming recovery process. Fires can spread within seconds, destroying structures, personal belongings, and irreplaceable memories, while smoke can seep into walls, furniture, and HVAC systems, causing long-term air quality issues and extensive cleanup costs.

Because fire and smoke damage varies in severity, insurance claim amounts can range widely, making it one of the most complex and difficult claims to navigate. Insurance companies often attempt to minimize payouts, arguing that some losses are repairable rather than requiring full replacement, or undervaluing the true cost of restoration.

🌪️ Wind & Storm Damage – Unpredictable, Costly, and Often Overlooked 🌪️

Wind and storm damage is often underestimated because it doesn’t happen every day—but when it does, the destruction can be severe and costly. High winds, hail, and heavy storms can rip off roofing, damage siding, break windows, and weaken structural integrity, leaving homes and businesses vulnerable to further damage.

Filing an insurance claim for storm damage isn’t always straightforward. Many policyholders struggle with lowball settlements, delays, or outright denials, especially when insurers argue that the damage was “pre-existing” or “not significant enough” to warrant full coverage.

💧 Water & Flood Damage – Unpredictable, Costly, and Overwhelming 💧

Water and flood damage can occur anytime, anywhere, wreaking havoc on homes and businesses. Whether caused by storms, burst pipes, or plumbing failures, the aftermath can be devastating, leading to structural damage, mold growth, and costly repairs.

Beyond the physical destruction, filing an insurance claim for water or flood damage can be complex and frustrating. Many policyholders face delays, lowball settlements, or outright denials, leaving them struggling to cover the true cost of restoration.

Our Services

Ensure You Receive High-Quality Services

As a homeowner, one of the most stressful situations you can encounter is dealing with insurance claims for damages to your property. The process is often complex, time-consuming, and frustrating. That’s where Prototype Claims comes in to simplify the entire claims process for you.

Claim Assessment

A proper claim assessment ensures that policyholders receive the maximum payout they are entitled to under their policy.

Policy Review – Analyzing the insurance policy to understand coverage, exclusions, and limits.

Damage Inspection – Conducting a thorough property inspection to document all losses.

Evidence Collection – Gathering photos, repair estimates, reports, and other supporting documents.

Claim Valuation – Estimating the cost of repairs, replacements, and other related expenses.

Negotiation – Presenting the claim to the insurance company and advocating for a fair settlement.

Supplemental Claims

Supplementing ensures that homeowners and businesses receive the full amount needed to restore their property properly.

Re-evaluating the Scope of Damage – Identifying overlooked or newly discovered damages.

Collecting Additional Evidence – Gathering updated repair estimates, invoices, and expert reports.

Submitting a Supplemental Request – Presenting new documentation to the insurer for reconsideration.

Negotiating – Advocating for the policyholder to ensure all necessary repairs are covered.

Repair Estimation

Accurate repair estimation ensures fair compensation and helps policyholders make informed decisions about their property restoration.

Damage Assessment – Inspecting the property to identify all necessary repairs.

Material & Labor Cost Evaluation – Calculating costs based on current market rates.

Using Industry Software – Utilize Xactimate and Verisk tools to create detailed estimates.

Generating a Comprehensive Report – Providing a breakdown of repair costs for insurance claims or contractors.

Appraisal & Mediation Services

These services ensure fair claim settlements while avoiding costly and time-consuming legal battles.

Appraisal – A formal process where an independent appraiser evaluates the damage and determines a fair settlement amount when there is a disagreement over claim valuation.

Mediation – A facilitated negotiation process where a neutral third party helps both sides reach a mutually agreeable resolution without litigation.

About Us

Prototype Claims, a seasoned public adjuster and project estimator business with 5 years of adjusting experience and 15 years of construction experience. Prototype Claims specializes in assisting homeowners, construction businesses, and insurance policy holders. Their main goal is to make the claims process as smooth as possible for their clients while also generating leads, building business relationships, and enhancing credibility in the industry. What sets Prototype Claims apart from other similar businesses is their unique approach and services. They offer a range of services tailored to fit the specific needs of each client, ensuring that they receive the support and guidance necessary throughout the claims process. Their team of experts is well-versed in navigating the complexities of insurance claims and can provide accurate project estimates to expedite the process. By partnering with Prototype Claims, homeowners can rest assured that their claims are in good hands. The business has a proven track record of success in streamlining the claims process, which ultimately results in quicker resolutions and fair settlements for their clients.

Testimonials & Reviews

Hear From Our Happy Clients: Their Stories

“I am beyond grateful to Janeka for handling my property damage claim. Initially, my insurance offer was much lower than expected, but their team fought hard and significantly increased my settlement. They were dedicated, transparent, and made sure I got the coverage I deserved. Thanks to them, I was able to fully restore my business. Highly recommend their expertise!”

Shaniqua P

The Towns Group

“Prototype claims made our roof claim seamless! Their team was knowledgeable, reliable, and handled everything with ease. The adjuster was thorough, ensuring we received the coverage we needed for repairs. Thanks to their efficiency, our roof was fixed in no time. Highly recommend!”

S Rose

Ellenwood, GA

“Prototype Claims made our flood claim stress-free! Their team was professional, responsive, and guided us every step of the way. The adjuster was thorough, and we received our payout quickly, allowing us to start repairs sooner than expected. Highly recommend their services!”

Jermel B

Cummings, GA